As someone who categorizes themselves as relatively risk adverse, many of my past and current decisions have been made looking forward to the future. In this post, I think that my decisions would be best understood in the context of reducing income risk by grouping them into three categories: college, extra-curricular, and financial. The first category of decisions is those that deal directly with college. Thinking back to when I was deciding what school to go to, I had looked at different statistics in terms of post-graduation. I had looked at graduation rates as well as job placement, specifically with my initial program. I had come into college in the Actuarial Science program based on my love of and skills in math. The University of Illinois is an accredited university on the Center of Excellence list for actuaries, which is what employers look for when recruiting students. While I am not in the program anymore, I knew that overall the University of Illinois was highly ranked ...